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ABOUT  DIAMOND LIFE CARE 

DIAMONDLIFE CARE  NIDHI LIMITED ‘s principal object is to promote the interests of all its members to attain their social and economic betterment through self-help and mutual aid in accordance with the cooperative principles. And also to promote the spirit and practice of thrift, mutual and self-help and cooperation among the members and to encourage regular savings and to provide credit to members for productive purposes.

1. The Nidhi  has a very humble but a very inspiring beginning. nidhi is registered under Nidhi Finance India are Non-Banking Financial Companies (NBFCs) which are registered under the Companies Act, 2013 and regulated by the Reserve Bank of India (RBI).    Act, 1956 and registration RBI CIN:U65900AS2022PLN022728,  pan no:AAJCD1688D, TAN:SHLD05859A

As a premier Nidhi , the society has derived its strength from the dedication of its highly motivated staff. Being an society with a vision, the society has recognized that the best of investments are investment in people and has accordingly assigned considerable importance in the matter of training its staff. It is a matter of considerable pride that the society has a full-fledge training establishment with very few parallels in the sector, where in-house training courses are conducted almost continuously in a very professional manner for up gradation of the skills and for enhancement of functional efficiency so as to make the society a “Member’s Delight”. Every employee has been given very clear idea of his role which enables them to function more efficiently and produce better results.

The DIAMOND LIFE CARE is not a personally owned institution but is a society mutually owned by its members who enjoy the status of being exclusively served while carrying out financial as well as non-financial transactions. The DIAMOND LIFE CARE does business for mutual benefit of its members only.

THE DIAMOND LIFE CARE is a fully democratic organization. Its governance & policies are transparent and are managed by the ‘Board of Directors’ elected by it members. The elections are normally conducted in the Annual General Meeting each year for filling up vacant posts.

 DIAMOND LIFE CARE values and respects the opinions of its members. Being registered as a cooperative society, the Department of Co-operative of the State Government constantly reviews the functioning of the Nidhi at regular intervals. The annual books of accounts of DIAMOND LIFE CARE are subject matter of Statutory Audit and the Audited Accounts are submitted to the State  Govt. for review and inspection.

 DIAMOND LIFE CARE expansion program is on a fast track .DIAMOND LIFE CARE is going to mark its presence throughout all the districts & Tehsil headquarters of our operational As state.. With a friendly caring approach for its members combined with the sense of security and peace of mind, DIAMOND LIFE CARE  hopes to enjoy  presence in other state in coming years.

Diamond life care nidhi limited Credit extends credit facilities to its members adopting “Microfinance” with Nidhi “co-operative credit”. This unique scheme is highly effective and appreciated at a large scale.DIAMOND LIFE CARE  identifies potential borrowers from & within its members to facilitate loans and advances at most competitive interest rates. From Time to time, DIAMOND LIFE CARE provides market- value adding services to its members. Ongoing training & skill development programs are regularly conducted for the benefit of members / borrowers so that post lending they succeed in their economic activities and improve their livelihood and earnings. Through this way, the very purpose of extending finances is achieved. This approach of DIAMOND LIFE CARE  for its members is highly effective and widely appreciated. 

“To be the most admired Credit Nidhi  in India” 

To make financial services universally available; to promote poverty alleviation through the development of a strong, sustainable economic infrastructure using financially sound market mechanisms

“Explore and enhance the quality of life of Member through financial security by providing products and services that would be helpful to him in his path to prosperity”

* Linking the promotion of sustainable livelihoods with income-generation activities for the community

* Ensure that all members follow the democratic way of making policies and electing representatives and have an equal voice

* Ensure that all profits are controlled democratically by members and for their benefit

* Enhance accessibility of financial services

“We built a relationship of mutual trust and benefit to serve the member and achieve impeccable reputation and credentials through best business practices”

* Inculcate good habits of savings in the cooperative members.

* Focus on poor, low income and deprived people of the community, especially Those     who   have no accessibility to any financial institutions.

* Seek active participation of all members without any kind of social, racial, political, gender or religious discrimination

* Provide education, training and information to develop their members as well as their staff.

Over the past 2 years, DIAMOND LIFE CARE is actively engaged in executing innovative perspectives on crucial issues in livelihood generation and financial inclusion, demonstrating new ways of empowering.communities.through.credit.lending.and.entrepreneurship.

With more than 500 members beneficiaries and a lending of   200Lucke  , DIAMOND LIFE CARE Credit is very happy to affirm that the fundamental of ‘SMALL’ has been a positive impact. It has been an meaningful exercise to extend small loans to small activities for a small period of time, ensuring high efficiency and high rates of.return

At DIAMOND LIFE CARE  Credit, we provide safe, affordable access to funds to those in need, thereby helping people.create.better.lives.for.themselves.and.their.families. In other words, we lend credit to those in need. This money is used by the member- borrower for the betterment of his/ her personal and/ or professional life. This is used for self-employment projects that generate income,allowing.them.to.care.for.themselves.and.their.families. .

Members can access DIAMOND LIFE CARE  either by personal visit to any of its offices, branches or by calling our dedicated sales executive or financial advisers. 21st century adapted members and advisers can equally access us through Internet or mobile apps by using their member id and password.

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